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- Merchants Bonding Company is based in Des Moines and specializes in writing surety bonds. Approximately 80%
of our premium is contract surety with the remaining being commercial surety.
- Merchants is a net worth oriented underwriting company that gives credit to personal net worth.
- Each account is considered on its own merit and individual qualifications. There are no set guidelines or rules carved in stone. We take a common sense approach and avoid unnecessary questions.
- Far more consideration is given to the history of the principal company and the integrity of the owners than by other sureties. We also pay special attention to prior job references and credit history.
- Merchants strives to have the best service in the industry. Our goal is to provide a response with 24 hours of receiving a new submission.
- Merchants specializes in wrting small to medium sized contractors. However, we do have the capacity to write larger accounts
through our associated companies.
- There are no minimum premium requirements per account
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2100 Fleur Dr. Des Moines, IA 50321 
About Us