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RAP Newly Enhanced for 2018

February 1, 2018

Merchants Bonding Company'sTM Rapid Access Program (RAP) is faster and easier than ever, offering agent partners of Merchants the opportunity to submit accounts online and receive automated decisions within minutes based on credit. 

The newly enhanced RAP also allows agents to upload documents quickly and securely via Merchants' intuitive online bond ordering website, the Hub. The Hub gives Merchants agent partners access to downloadable pre-filled General Indemnity Agreements (GIA) and allows them to submit underwriting information directly to their underwriter from the online transcript. 


Automated Underwriting

Qualifying submissions will receive automated decisions based on credit within minutes upon submission. 

Same Pay, Same Underwriter

Receive the same commission as standard accounts. Agent partners will work with their primary underwriter even when the account outgrows RAP. 


If the account does not meet the RAP guidelines for automatic approval, Merchants underwriters will still consider the requests on their own merits and respond the same day. 

Contact your Merchants contract underwriter for more information.