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Merchants Bonding Company's™ Claims Department is dedicated to serving you throughout the claims process. Our Claims Department, along with our underwriting team, is responsible for a loss ratio consistently below the national average.   


Our Claims Department prides itself -- consistent with our underwriting philosophy -- on its common sense and proactive approach to handling claims. Our claims professionals understand each claim situation is unique; we review each claim on its own merits and use flexible processes. We look at the whole picture to find the right solution.    


Our Claims Department is second-to-none in personal, first class service. Our claims professionals care and are responsive. We have the experience to understand your situation and the expertise to efficiently and effectively address your matter.


Our claims professionals handle both contract and commercial/fidelity claims and are located throughout the United States to assist you.

Contract Claims - Contract surety bond claims include those against bid, performance, payment, maintenance and subdivision bonds. Learn about contract claims and how to submit a claim.


Commercial/Fidelity Claims -  Commercial surety bond claims include those against fiduciary, license and permit, court, public official, notary and various miscellaneous bonds. Fidelity bond claims are those against a Theft Guard fidelity bond. Learn more about commercial and fidelity claims and how to submit a claim.