Tech Tools

Bonding is our Business and Innovation is Key

At Merchants Bonding Company™, we make bonding easier for agents through innovative technology and intuitive solutions. Our in-house web development team listens to agent feedback, continuously refining our surety bonding tools to save time and enhance efficiency.

No matter your agency’s size or experience level, our technology adapts to fit your needs. Whether you’re new to surety or an industry expert, we offer solutions that streamline bonding at every stage. Our flexible tools grow with your business, making it easy to scale and customize as your bonding needs evolve.

 

The Hub

Your All-in-One Bond Management Platform

The Merchants Bonding Company Hub™ is an award-winning online bonding platform that simplifies the entire bond lifecycle—from issuance and billing to renewals. With features like electronic signatures, instant pricing, and access to over 6,000 bond forms, it delivers an intuitive, efficient bonding experience.

96% of users
say the Hub is the easiest online bonding website to use.
 

The Hub Express

Empower Clients with Seamless Online Bond Orders

The Hub Express expands on the Hub’s capabilities, allowing clients to order their own surety bonds online through co-branded bond links created by insurance agents. Aggregate top bond links into a polished, branded storefront or seamlessly share them individually.

4.7 out of 5
average satisfaction rating
 

Agent Website Connection

Automate Bonding with API Integration

Seamlessly integrate the Hub into your agency’s systems via API, streamlining workflows with automated bond ordering, real-time quotes, and more. With a dedicated development team, agencies can leverage our expert-built API tools to customize automation for their unique business needs.

“Merchants’ API is awesome, the documentation is awesome, but above all – Merchants’ team is awesome. And a great team means great products.” - Parminder Saini, Builders & Tradesmen's Insurance Services Inc
 

RAP Instant Account Approvals

Fast-Track Surety Approvals for Contractors

Qualifying contractors and developers receive instant account approvals based on credit alone through the Rapid Access Program (RAP). Once approved, a general indemnity agreement (GIA) can be sent directly to indemnitors for electronic signature.

98% of users
say RAP is the easiest credit-only program they use.
 

Send to Erlon

Instant Bond Syncing for Increased Efficiency

Sync executed surety bonds from the Merchants’ Hub to Erlon’s cloud-based system with just one click. This integration eliminates duplicate data entry, saving valuable time and effort.

50% reduction
in data entry time reported by users on executed bonds.

Efficiency, Innovation, and Growth—Partner with Merchants

Our technology is designed to enhance efficiency, streamline workflows, and help your agency grow. Whether you're looking for a user-friendly bonding platform, seamless client self-service, or deep system integration, our solutions evolve with your business.

Ready to simplify your surety bonding process? Contact us today to learn how our tech tools can work for you.