The Merchants Bonding Company HubTM

Our Award-Winning Online Surety Bond System

Bonding should be easy. With the award-winning Merchants Bonding Company Hub, it is. This powerful online platform gives users the speed, simplicity, and reliability they need to issue commercial surety bonds with confidence.

Sign In to the Hub

The Hub is an intuitive digital bonding solution with simple tools and stellar results. It’s designed to streamline your day-to-day work, freeing up valuable time so you can focus on your clients.

You must be appointed with Merchants to gain access to the Hub. Independent insurance agencies interested in doing business with us should complete our appointment inquiry form.

The Merchants Bonding Hub interface preview on a laptop.

Features of the Hub

Tech Tools For Automation

Tools like the Hub Express, RAP, API, and Erlon integrations are built directly into the Hub, extending its powerful functionality beyond its core features and giving your agency the flexibility to serve clients more efficiently.

Expansive Bond Form Library

Access 7,000+ commercial bond forms, applications, and rate cards, searchable by state, obligee, or keyword. Favorite frequently used forms for quick access.

Instant Pricing & Invoices

Calculate premium instantly before entering principal information. Receive final bond documents and billing invoices after approval.

Live Previews & In-Progress Orders

Preview bond forms in real time, save in-progress orders, make self-corrections or endorsements without starting over.

Secure Document Management

Upload sensitive documents and download everything in a convenient bundle. Quickly manage bond transcripts and supporting files from one location.

Principal Record Management

Securely store principal records to autofill orders in the future. View all in-force bonds from one dashboard.

Electronic Documentation Tools

E-applications and e-signatures cut delays and eliminate paperwork by sending documents directly to recipients.

Billing & Payment Flexibility

Choose direct bill or agency bill per order. View real-time statements and past payment history, email secure ACH payment links to principals, export statements to Excel.

Get Started With The Hub

The Hub By The Numbers

7,000+

Bond Forms Available Covering major bond types in all 50 states

54%

Growth in Monthly User Count 5-year results comparing 2024 to 2020

5M+

Bonds Processed…and Counting Through the Hub, the Hub Express and APIs

98%

Monthly Agent Retention Rate Agents who adopt the Hub come back again and again

Tech Tools For Automation

The Hub is more than a platform, it’s the foundation of a complete digital bonding experience. We’ve developed a suite of tech tools that expand the Hub's capabilities to add even more convenience, automation, and customization to the way you work.

  • The Hub Express extends the first class experience of the Hub to your clients, empowering them order commercial bonds online using bond links you generate.
  • Rapid Access Program (RAP) uses the power of the Hub to deliver instant approvals and automatic contract bond issuance through a credit-only program.
  • Website integration via API takes the building blocks and features of the Hub and gives your agency direct access to its features, empowering you to build your own solutions, limited only by your imagination!
  • The Erlon integration integration connects your Erlon software to the Hub, seamlessly syncing bond data and documents for a true single-entry experience.
    I am in Merchants’ online Hub every day and it is definitely the best surety online quoting system to use. I love how quickly I can find a bond I want quoted by using the ‘Bond Form Search’ feature. Once I find a bond I want quoted, Merchants has their pricing tiers shown along with their underwriting criteria. It makes it easy to give my clients an idea of what is required to underwrite as well as what pricing might look like.

The Merchants Difference

For more than 90 years, Merchants Bonding Company has focused solely on surety, building strong relationships through our common sense underwriting and first class experiences. We deliver the expertise and financial strength agents trust, and we believe it truly sets us apart.

A national leader in surety, Merchants is among the top ten surety writers in the United States and has had an “A” (Excellent) rating or better from AM Best since 1958. 

Ready To Experience The Hub?

Whether you're just learning about Merchants or you're already appointed, we're here to help you take the next step:

  • Not yet appointed with Merchants? Submit an appointment inquiry to learn more about becoming a producer.
  • Already appointed but need help logging in? Visit our sign in page and click "Trouble signing in?" for assistance.
  • Want a personalized demo of the Hub or Hub Express? Request a demo and a team member will walk you through the features. 

Need a surety bond? Use our find an agent tool to locate a Merchants agent partner near you who can help fulfill your bonding needs quickly and confidently.

Learn With Merchants

Looking for more ways to grow your surety expertise? Visit our Talk Surety To Me content library for in-depth articles covering topics related to the surety industry.

Relevant articles are regularly added to the content library, giving surety professionals a go-to resource to brush up on a topic, learn something new, or share insights with a client or colleague!