What We Bring to the Table
Website Integration using API
Pairs well with: Agencies looking for a scalable, integrated experience.
If you need a more customized solution to automate your transactional surety, plug into the power of Merchants with a customizable integration using our API. With the necessary infrastructure in place, you can tailor integrations to fit your business needs.
Our API is à la carte, meaning agents can pick and choose the pieces they need—whether it’s full automation of the bond lifecycle, streamlining a single part of the process, or creating your own custom combination of functions.
Designed with your bonding needs in mind, our expertly crafted API provides the functional building blocks for your team's web developer to build your custom solution.
What is an API?
An API, or Application Programming Interface, is a tool that allows different computer systems talk to each other. It works like a bridge, letting the systems share information and functions seamlessly between one another. In this case, the API would allow your computer systems to share information back and forth from the Hub, our award-winning online bonding website with a robust set of surety functions.
Success Stories
Case Study 1
Quoting a High Volume of Bonds
Builders & Tradesmen’s Insurance Services, Inc. (BTIS) is a large network of more than 60,000 agents. Having seen success with an API in the past, they considered developing one for their surety platform but didn't relish the heavy lift. After meeting with Merchants, they saw the strength of our API and the functionality it offered, especially the ability to quote a high volume of bonds. Initially implemented on a small scale, its success paved the way for expanded integration and enhanced capabilities.
“Merchants' API is awesome; the documentation is awesome; but above all - Merchants' team is awesome. And a great team means great products.”
— Parminder Saini / Builders & Tradesmen's Insurance Services, Inc.
Case Study 2
Scaling Business with Seamless API Integration
Worldwide Insurance Specialists, Inc. started their integration with just a couple of bond types but quickly expanded to offer all commercial bonds, driving premium growth. Their sub-agents can now quote and purchase bonds directly from their website using our fast, easy-to-integrate API—giving them a competitive edge. Because our API responds faster than other carriers, Merchants is often first in line to win the business.
“Merchants knows surety and the team is very easy to work with. The API is a robust well-documented product, they’ve thought of everything! Automation means I’m saving money because work’s taken care of in minutes versus hours.”
— Daniel Ruggeri / Worldwide Insurance Specialists, Inc.
Why use Merchants' API?
Automate the entire bond lifecycle through your website
Integrate seamlessly with your existing quoting or policy system
Enable clients and team members to quote and issue bonds independently
Tailor API calls to fit your agency’s unique needs
Ensure fast, accurate, and high-volume processing with real-time issuance
Strengthen your digital presence and competitiveness