Merchants’ commercial underwriting team serves all 50 states and writes various types of commercial and fidelity bonds. Typical claimants can include any number of different individuals and entities. Because requirements for a valid claim vary by state, city, bond type and/or bond form, we are unable to provide comprehensive information regarding the procedural and substantive requirements necessary to file and perfect a claim against these bonds here. You may consider seeking legal advice with respect to your particular claim.