Seamless Surety with API Integrations

At Merchants Bonding Company, we believe in the power of technology to simplify and enhance the bonding experience. Our commitment to innovation is driven by a desire to meet the needs of our customers, continuously refining and enhancing our surety tools based on agent feedback.

With a focus on efficiency, ease of use, and customization, we provide industry-leading surety bond solutions that set our agents apart. Our API offering can help strengthen and enhance your own bonding solutions.

Access the Hub API Documentation

The Hub: Built for Agents, Shaped by Agents

The Merchants Bonding Company Hub, our award-winning online bonding website, is designed with agents in mind, incorporating direct agent feedback to streamline workflows and improve efficiency. Key features include:

  • Real-time bond form preview
  • Instant pricing and premium calculations
  • Secure document uploads & principal data autofill
  • Integrated e-signatures

Our API takes the building blocks and features of the Hub and gives your direct access to these features, empowering you to build your own solutions, limited only by your imagination!

About Our API

Our commercial surety API is a RESTful interface designed to streamline the bond lifecycle for insurance agencies. Built with JSON-based data exchange, it can integrate directly with your systems for a transparent and efficient workflow.

  • RESTful architecture with practical enhancements
  • JSON-based communication for seamless data transfer
  • Designed with an agency-centric approach
  • Supports quoting, issuance, cancellations, reinstatements, and more
  • Reduces manual work and improves operational efficiency

API Integrations

We understand that every agency operates differently, which is why our API is fully customizable to integrate with your existing systems. By leveraging our API, you can reduce double entry and automat surety processes including:

  • Quoting, ordering, issuing
  • Delivering bond documents
  • Correcting and endorsing bonds
  • Canceling and reinstating bonds
  • Accessing bond form metadata

Test Environment & Implementation

To ensure a smooth setup, our test environment provides:

  • A shared test server with a dedicated API key for development
  • Controlled user access to simulate bond transactions in a secure, sandboxed environment
  • Comprehensive, web-based documentation, entirely Swagger-based
  • Technical support available for integration assistance

Security & Authentication

Security is a priority. Our API uses:

  • Agency-level credentials to control access
  • Encrypted connections to protect sensitive data

We are committed to ongoing API enhancements and actively seek feedback to improve functionality.

Get Started Today

Ready to take the next step? Contact us today to learn more about how Merchants Bonding Company’s technology can help your agency streamline surety processes and enhance efficiency.

Access the Hub API Documentation

API Integration FAQs

What is API integration, and why should I use it?
API integration enables direct communication with the Hub, automating processes and reducing manual work. This leads to a faster, more reliable bonding experience for both your agency and your clients. An API links your clients directly to the power of the Hub!
How difficult is it to set up the API?
Successful integration requires alignment on business and technical goals. We recommend working with a development team (in-house or outsourced) with experience in web-based API integrations. A technical point of contact should be available beyond the initial production bond deployment to ensure long-term success.
What do I need to get started?
  • Experience with web-based APIs
  • A business plan for implementation for your team and clients.