Notary Bonds: Available Instantly Online

As a notary public, it's important to have a notary bond to protect the public from financial harm resulting from any wrongdoing. At Merchants Bonding Company, we offer instant notary bonds that can be ordered and fulfilled online through the Hub™.

What is a Notary?

A notary public (notary) is a person who is appointed and authorized by the state to act as a public official to perform signer identification and witness services for important documents used in legal, financial, real estate and other business industries.

What is a Notary Bond?

A notary bond is required by many states to ensure that notaries perform their notarial duties in accordance with the law. The bond amount is determined by each state and can range from $500 to $25,000. The premium amount paid by the notary will depend on the bond amount.

If someone makes a claim against your notary bond, the surety will pay the claim if the notary violated their notarial duties. The bondholder is responsible for paying back the surety in full.

That's why it's recommended that notary publics carry errors and omissions insurance for their entire term of office.

What is a Notary Errors and Omissions Policy?

A Notary E&O policy protects the notary from liability in the event they are alleged to have made a mistake while performing their legal duties as a notary public.

At Merchants Bonding Company, we offer notary errors and omissions policies with no deductible. These policies cover up to the limits of coverage for losses caused by the notary due to unintentional errors or omissions. They also cover legal expenses even if the claim is groundless. Unlike a surety bond, losses paid do not require repayment.

Individual policies and employers’ comprehensive group policies are available through Merchants Bonding Company.

How Do I Get a Surety Bond?

Merchants Bonding Company works directly with the National Notary Association. Place Notary Bond and Supply orders here.

What is a Surety Bond?

A surety bond is a three-party agreement that ensures the fulfillment of a commitment or contract. For instance, the surety (Merchants Bonding Company (Mutual)) may provide a surety bond to a construction company (the principal) which is required by the state (the obligee), ensuring the construction company will perform the duties as outlined in the contract. In bonding the construction company, Merchants assumes the risk should the company default or not fulfill their contract. A surety bond is different from traditional insurance in that the principal is obligated to pay back the surety company on any claims paid out.

All information provided is subject to change.