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Merchants Bonding Company's™ Claims Department is dedicated to serving you throughout the claims process. Our Claims Department, along with our underwriting team, is responsible for a loss ratio consistently below the national average.   


Our Claims Department prides itself -- consistent with our underwriting philosophy -- on its common sense and proactive approach to handling claims. Our claims professionals understand each claim situation is unique; we review each claim on its own merits and use flexible processes. We look at the whole picture to find the right solution.    


Our Claims Department is second-to-none in care and personal, first class service. Our claims professionals have the experience to understand your situation and the expertise to efficiently and effectively address your issues. You will receive a prompt and attentive response.


Our claims professionals handle both contract and commercial claims and are located throughout the United States to assist you.

Notices of Cancellation for BMC-84 Freight Broker Bonds - Read an important notice related to specific freight broker bonds.

Contract Claims - Contract surety bond claims include those against bid, performance, payment, maintenance, and subdivision bonds. Learn about contract claims and how to submit a claim.


Commercial/Fidelity Claims -  Commercial surety bond claims include those against fiduciary, license and permit, court, public official, and various miscellaneous bonds. Fidelity bond claims are those against a Theft Guard fidelity bond. Learn about commercial and fidelity claims and how to submit a claim.