AM Best Revises Merchants Bonding Outlook to Positive, Affirms A (Excellent) Rating
June 4, 2026
Milestone recognition reflects the strength of our partners, people, and platform.
A Vote of Confidence for Our Agents and Underwriters
Merchants Bonding is proud to announce that AM Best has revised our outlook to positive while affirming our Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a+" (Excellent). For the agents and underwriters who place business with us, this recognition is a reflection of the trust you've placed in us and our commitment to earning it every day.
Learn more in AM Best’s full release.
Find out additional details within the Merchants Bonding press release.
What the AM Best Rating Reflects
This reflection is grounded in financial fundamentals: our strongest-ever level of risk-adjusted capitalization, consistent surplus growth, a pure loss ratio well below fidelity and surety composite averages, and favorable loss reserve development. Our common sense underwriting approach reinforces the financial foundation our partners depend on. With geographic reach across all 50 states and our continued advancements in technology, we're built for the long haul.
"This recognition reflects the strength of our balance sheet, a testament to people, our underwriting discipline and our long-term commitment to responsible growth," said Elisabeth Sandersfeld, CFO, CRO, Corporate Secretary & Treasurer of Merchants Bonding. "The positive outlook affirms the strategic priorities that have guided our decisions for years; to generate long term value for all of our stakeholders. We are proud that AM Best recognizes the financial strength and performance reflective of our common sense solutions and our dedication to first class experiences."
Built for What's Next
AM Best also recognized Merchants Bonding's significant advancements in enterprise AI tools. This reflects a commitment to making faster, smarter, and more responsive platforms that work for you. We believe the best carrier relationships are built on reliability and innovation, and we're investing in both.
“I’m so proud of what we've accomplished” says Larry Taylor, Chairman of the Board and President, “and even more excited about where we're headed. Thank you for being the reason Merchants Bonding continues to grow stronger.”
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