OUR Commercial Surety Appetite

Large Bonds

At Merchants Bonding Company, we specialize in large commercial surety bonds, with a capacity of $10 million single and $40 million aggregate.

Advancements in Technology

We have invested in technology, specifically in the automation of small transactional bonds, which creates the additional bandwidth needed for our commercial team to take on the more complex underwriting associated with larger commercial surety bonds.


Merchants' surplus has been steadily growing, hitting $254.9 million with 6 percent growth in 2022.  Our increased surplus provides us the resources to responsibly support our multi-million dollar appetite for commercial surety bonds.

Account-Driven Business

Closely related to our large bond strategy is our focus on commercial accounts. Merchants has aligned ourselves with the way many of our agencies think about surety. An account-driven strategy allows us to provide resources for principals needing multiple bonds, aggregating services for them. 

Bond Types

We offer a wide range of commercial surety bond types, including: 

Fulfilling Our Vision

Merchants' approach to large bond and account-driven business aligns with our evolved vision for the company “To become twice the enterprise through innovation and responsible growth.” We look forward to growing with you.

Ready to Get Started?

Contact us at info@merchantsbonding.com to get appointed today and start issuing surety bonds with Merchants Bonding Company!