A surety bond is a three-party written agreement by which one party (the surety) guarantees another party (the obligee) that a third party (the principal) will perform according to the bond, statute, contract or other obligation.
Merchants Bonding Company’s Claims Department is dedicated to serving you throughout the claims process. We pride ourselves on our common sense and proactive approach to handling claims.
For nearly a century, Merchants Bonding Company has honed its expertise in providing contract and commercial surety bonds, offering first-class service and a common sense underwriting approach.
Merchants Bonding Company has a stable business philosophy, a family work environment and a focus on making a difference in the community. Our tradition is to work hard, provide service that is second-to-none and demonstrate to our employees that we value their efforts.
Merchants Bonding Company is headquartered in West Des Moines, Iowa, with branch offices located throughout the United States to best serve our surety partners and clients.
FIND OUT WHY THE BEST CHOOSE US
Delivering common sense underwriting and first class experiences drives us every day.
The Merchants’ common sense difference means an entire company of surety experts has your back because surety is what we do.
No inflexible minimums or ratio
Just YES to the best! Yes to the best agents, accounts and associates for 90 years and counting.
Merchants Bonding does everything right - common sense underwriting with a focus on meaningful technological innovation - all with an eye on customer service to their agents and clients.
Contract surety bonds provide financial security and construction assurance on building and construction projects.
Commercial surety bonds guarantee that certain obligations of a principal will be performed.
Our claims professionals take a common sense and proactive approach to handling claims to ensure completion of bond obligations.
Merchants Bonding Company is dedicated not only to ensuring our associates have opportunities for growth, but actively encouraging and supporting that growth. We believe providing the right tools and resources within an inclusive culture allows associates to perform at their highest level.
Merchants is committed to supporting our valued partners’ growth by providing meaningful and relevant continuing education (CE) opportunities.… read more
Too many contractors are "surprised" when they run out of money. In the construction business, the chronic shortage of working capital and the complexity of the financial… read more
Merchants is proud to announce that three of our 2023 summer interns were awarded $2,500 scholarships through the SFAA Foundation's Surety and Fidelity Intern and… read more
An expert in the SBA's Surety Guarantee Program, Peter Gibbs shares his vast experience with small and emerging contractors on ways to build a strong business. … read more